Job Description

Assist in the day‑to‑day BSA compliance and monitoring functions of credit union accounts. Review and monitor suspicious activity and take necessary actions to mitigate risk to both the member and the credit union. Essential Functions Review daily alerts generated from BSA/AML/CFT software and document all decisions for alerts that pose no increased risk or fraud losses. Analyze alerts to identify specific risky transactions and/or member behaviors that may require investigation action, and report all incidences to supervisor for follow‑up instruction. Participate in the analysis of the daily activity of all credit union transactions and member data to ensure compliance with BSA/AML/CFT and OFAC as it relates to CTR, exemptions and SAR. Assist with the quality review on new member forms and documentation to ensure company is in compliance with BSA. Follow “Red Flags” policy and procedures to appropriately add or update the customer and/or account records. Ensure all CTRs are completed accurately and filed in accordance with regulatory timeframes. Escalate all list matching alerts (OFAC, 314a, PEP, etc.) identified as true hits to management for further review. Provide assistance as needed to support the programs maintained by Deposit Operations. Ensure confidentiality within all areas of responsibility. Act as an ambassador to the company and promote credit union products; including deposit and loan products, online and business services. Adhere to credit union policies that could be amended from time to time. Follow all procedures pertaining to the Credit Union’s policies of BSA, USA Patriot Act, and OFAC. Attend trainings when available and keep abreast of all information regarding changes and updates. Perform additional duties as required. Qualifications, Education and Preferred Skills High school diploma or equivalent. Six months or more of banking experience. Knowledge of banking rules, regulations, policies and procedures with an emphasis on BSA Regulations preferred. Must be organized and detail oriented. Ability to multi‑task and prioritize. Good written and verbal communication skills. Proficient with Microsoft Office. Bilingual (Spanish and/or Portuguese) a plus. Working Conditions Physical Demands – Moderate standing, walking and sitting. Sitting while performing computer data entry functions. Requires lifting and moderate carrying of items up to 25 pounds such as a banker’s box. Ability to operate normal office equipment such as telephone, copy machine, fax, scanner and computer. Mental & Visual Demands – Close vision and ability to adjust focus. Work Environment – Office environment. Noise is moderate and typical of conversations and office equipment. Americans with Disabilities Act – First Citizens’ Federal Credit Union complies with all aspects of the Americans with Disabilities Act (ADA) and state disability laws. We will not discriminate against qualified individuals with a disability in any phase of the employment relationship and will provide reasonable accommodations that do not cause an undue hardship. EEO Statement First Citizens’ Federal Credit Union is an equal employment opportunity employer. We comply with all applicable federal, state and local laws. #J-18808-Ljbffr Firstcitizens

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