Loan Originator Job at National Asset Direct, San Diego, CA

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  • National Asset Direct
  • San Diego, CA

Job Description

If you're an experienced and motivated Loan Originator ready to take your career to the next level, iServe Residential Lending is the place for you! We are a multi-state direct lender committed to providing a level of service that exceeds expectations within the mortgage industry. Getting your deals done takes teamwork. Join the iServe team.

The iServe Winning Team - Experience the iServe Difference:

  • Ginnie Mae issuer with guidelines down to 600 credit score
  • Approachable support staff that closes your deals on time
  • Operations team that recognizes the importance of your networking connections
  • Dedicated marketing support to help you get more business
  • Direct access to underwriting hotline for all your questions
  • Diverse product mix
  • State of the art technology
  • Visionary leadership, exceptional corporate culture and open communication
  • Industry innovators at the forefront promoting individualized growth and success

Our players get the job done with a smart, reliable and consistent approach. Utilizing an all-in-one lending platform, we work hard to get every loan done as promised. We're a team you can count on for success.

iServe also offers a strong compensation plan, fringe benefits, a casual work environment and flexible scheduling. While other lenders are looking for ways to say "NO" to a loan, iServe is looking for ways to say "YES."

Say "YES" to working with iServe today! Please see job details below:

Summary of Duties: The Loan Originator position requires maintaining minimum production standards, progressing towards exceeding those minimums.

Essential Duties:
• Engage in selling loan products outside the office more than 50% of the time.
• Submit Loans, working efficiently with borrower, branch and corporate office
• Maintain comprehensive working knowledge of:

oCurrent Rates and Products

oCompany Policy and Procedure

oRegulatory Compliance Requirements

oCompany provided tools

oFHA / Conventional/VA process
• Maintain State Licensing; continuing education required
• Effectively use all marketing channels available
• Cultivate and maintain relationships with Real Estate professionals
• Communicate effectively with all parties involved, including, but not limited to:

oBranch Manager

oOperations Manager and Dept.

oUnderwriting Coordinator

oBorrower
• Present a professional image and demeanor both within the company and externally
• Maintain requisite knowledge to perform job requirements.
• Deliver results marked in a fashion marked with integrity.
• Act as a role model/leader in achieving organizational results.
• Seek innovative alternatives for performing assigned duties.
• Work independently and work effectively with team members to achieve department growth.
• Create an effective and respectful work environment.
• Strive to exceed internal and external customer expectations.

Other Duties:
• Performs other duties as assigned.

Qualifications (Education, Experience, and Skills):
• Some college course work in business or finance preferred
• NMLS License specific to state of employment
• Minimum of two years job related experience
• Residential mortgage banking knowledge and experience in negotiations or sales is required
• Basic knowledge of PCs and related Microsoft office application
• Self-motivated with strong desire to succeed
• Strong sales ability and drive
• Detail oriented with ability to multi task
• Strong interpersonal & written communication skills
• Strong team oriented atmosphere
• Professionalism and integrity are essential
• Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures
• Basic mathematical skills
• Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form
• Ability to problem solve under a variety of situations and circumstances

The Perks:
• A great work environment committed to individual and collective success!
• Ability to create strategic plans and take ownership within departmental structure
• Opportunity for advancement within the company
• Health, Dental, 401k, - we'll take the worry out of life!

iServe Companies is committed to fair lending principles and compliance with all fair lending laws.

Job Tags

Casual work, Flexible hours,

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