Job Description

The BSA AML Senior Manager will oversee the company’s BSA/AML compliance program, ensuring that our policies and procedures align with regulatory requirements, including the Financial Crimes Enforcement Network (FinCEN) and the Office of Foreign Assets Control (OFAC). This role requires expertise in compliance risk management, transaction monitoring, suspicious activity reporting (SARs), and regulatory audits. The candidate must hold relevant certifications such as ACAMS (Certified Anti-Money Laundering Specialist) or equivalent. Requirements 5+ years of experiencein BSA/AML compliance within the fintech, MSB, or financial services industry. Proven ability to interact with executive leadership and Board of Directors to communicate compliance risks effectively. Strong knowledge ofBSA, AML, OFAC, and FinCEN regulationsapplicable to crypto exchanges and MSBs. Experience with higher risk customer types, investigations, and complex transactional flows Excellent interpersonal, verbal, and communication skills (including presentations) Strong investigative and research skills – great organizational and analytical skills combined with innovative thinking Ability to work in a fast-paced, deadline-driven environment Strong professional presence to support regular interactions with senior management Experience managing relationships with regulatory authorities and financial institutions. Experience withtransaction monitoring systems, fraud prevention tools, and regulatory reporting. Excellent leadership, communication, and stakeholder management skills. Ability to assess and implement necessary compliance resources, including staffing, training, and technology. Strong analytical skills with the ability to identify trends in financial crime patterns. Familiarity with blockchain technology, cryptocurrency transaction monitoring, and crypto-specific compliance challenges is a plus. Certifications such as ACAMS (CAMS), CRCM, or equivalent compliance certifications are highly preferred. Responsibilities Engage with and report to executive management and the Board of Directors on the effectiveness and adequacy of the BSA/AML compliance program. Lead the execution, evolution, and continuous improvement of the firm’s BSA/AML/CTF program, driving industry standard best practices and risk-based approach to risk mitigation Analyze and assess potentially complex scenarios and cases involving customer due diligence, politically exposed persons, negative news results, and other escalations related to U.S. compliance matters. Oversee the company's relationships with regulators and sponsoring banks (when applicable). Ensure accurate filing of reports and maintenance of necessary records in compliance with the BSA. Ensure NMLS and MLO renewals are completed within the prescribed timeline. Regularly update the compliance program to reflect current regulations and guidance issued by the Department of the Treasury. Maintain applicable BSA/AML/CTF and risk related Policies and Procedures, ensuring Policies and Procedures are aligned with applicable state and federal requirements and regulatory expectations Develop and implement comprehensive risk assessments to evaluate financial crime risks associated with the company’s products, services, and customer base. Oversee transaction monitoring systems and ensure timely escalation of suspicious activity. File Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) in accordance with regulatory requirements. Provide end-to-end oversight and monitoring of the Suspicious Activity Reporting processes, including ensuring timely, accurate, and compliant SARs are filed Manage responses to subpoenas or other document requests from law enforcement or regulatory agencies as applicable Conduct internal audits and compliance reviews to identify gaps and implement corrective measures. Ensure effective mitigation of risks related to money laundering, sanctions evasion, and other illicit activities. Provide relevant training and education programs to ensure compliance awareness across all levels of the organization. Ensure adequate staffing, budget authority, and technology resources are in place to support the compliance function effectively. Actively collaborate with key departments, including Legal, IT, and Sales, to enhance risk mitigation strategies and maintain a strong culture of compliance. #J-18808-Ljbffr Currency.com

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