Job Description

Description

Raymond James Overview

One of the largest independent financial services firms in the country could be the place you build a career beyond your expectations.

Our focus is on providing trusted advice and tailored, sophisticated strategies for individuals and institutions. Raymond James Financial is a diversified holding company, headquartered in St. Petersburg, FL. Raymond James provides financial services to individuals, corporations and municipalities through its subsidiary companies engaged primarily in investment and financial planning, in addition to capital markets and asset management.

At Raymond James, we are putting the power of perspectives into action and building an inclusive and diverse workforce that reflects our commitment to associates, and clients of the future. Our company values associate development and growth, offering opportunities through developmental programs, mentorships, and continuing education options.

We strive to ensure everyone feels welcomed, valued, respected, and heard so that you can fully contribute your unique talents for the benefit of clients, your career, our firm, and our communities. Raymond James is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

Internship Program Overview

Raymond James is the place where good people grow and nowhere is that better demonstrated than in our internship program. During the immersive experience, you will engage with and implement the firm's core values through our five guiding behaviors. Featuring a comprehensive orientation, onsite and remote training sessions in professional development, networking events, a speaker series, and volunteer opportunities, you will be equipped with knowledge of the business and culture to help you build relationships and develop skillsets for the internship and your future.

To be eligible for the summer 2025 internship program, you must be a junior standing candidate pursuing a bachelor's or master's degree with a graduate date of May 2026. Most positions are based in St. Petersburg with other available locations depending on company need.

Candidates who successfully complete the internship program have the opportunity to transition into a full-time role at Raymond James after graduation.

Department Overview

Raymond James Bank's Corporate & Real Estate Banking division manages a portfolio of syndicated and direct loan commitments to borrowers located primarily in the U.S. and Canada. The team of professionals that make up the Corporate & Real Estate Banking group are dedicated to purchasing and originating corporate (C&I") and commercial real estate ("CRE") loans, with an ongoing focus on active portfolio management. The Corporate & Real Estate Banking group is active in both the primary and secondary loan markets.

Job Summary

Under general supervision with a high level of autonomy, uses knowledge and skills obtained through education, training, and experience to assist a business unit or department in making credit decisions and monitoring a portfolio of corporate and commercial real estate ("CRE") loans. Verifies credit information and analyzes both publicly reported and privately disclosed financial information. Guidance from individual Manager and assigned Corporate Bankers is provided to perform work that may be fairly complex, requiring a certain degree of evaluation, originality, and ingenuity to make various credit related decisions. Provides support to Corporate Bankers overseeing a portfolio of syndicated corporate and / or CRE loans.

Internship Length: 10 weeks

Start Date: June 2, 2025

End Date: August 8, 2025

Work Schedule: Monday through Friday, up to 40 hours per week.

Duties and Responsibilities

• Prepare financial spreads used to analyze company performance using public and private financial statements.

• Prepare quarterly reviews of Corporate and/or Real Estate borrowers.

  • Corporate reviews include but are not limited to analysis of financial statements, credit metrics, enterprise valuation, performance vs budget, and recommended risk rating.
  • Commercial Real Estate reviews include but are not limited to analysis of financial statements, tenants, construction reports, appraisals, and recommended risk rating.

• Attend executive level meetings including the weekly Investment Committee meeting and the monthly Watch or Worse meeting (discussion on underperforming deals).

• Complete the Intern Final Project, which includes the preparation and presentation of an Investment Screening Memo to the Investment Committee. This project is meant to challenge the Interns and give them real world exposure to the investment decision making process.

• Operates standard office equipment and uses required software applications.

• Performs other duties and responsibilities as assigned.

Qualifications

Knowledge, Skills, and Abilities

Knowledge of -

• Financial Statement analysis and/or Commercial Real Estate analysis

• Fundamental concepts, practices, and procedures of a professional office environment.

• Basic concepts, principles, and practices of an assigned business unit.

Skill in -

• Operating standard office equipment and using, or have the ability to learn, required software applications.

Ability to -

• Organize and prioritize multiple tasks and meet deadlines.

• Communicate effectively, both orally and in writing,

• Work independently as well as collaboratively with a team environment.

• Provide a high level of customer service.

• Establish and maintain effective working relationships.

Educational/Previous Experience Requirements

• Junior standing pursuing a bachelor's degree in business, finance, or related field.

• Any equivalent combination of experience, education, and/or training approved by Human Resources.

Licenses/Certifications

• None required.

Location

• In-Person - St. Petersburg, FL

• No travel required.

At Raymond James - as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

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